Private Loans & Mortgages

Have you Been Declined? ... We Will Help You!

A private mortgage is a type of mortgage loan whereby funds can be sourced from another person or business rather than borrowing from a bank or other finance provider. If your mortgage or home equity loan has been declined by other lenders, we can help. Benefit of Working with a Private Mortgage Lender:

  • A private mortgage lender can often step in to approve your 1st or 2nd mortgage request when the bank and other lenders won't accept the loan. They lend on equity, not credit.

Have you been rejected by a bank? Do you have a low credit score? 

APRA can help you find the financing you need from private lenders instead. Private loans are simply loans from a private individual or institution, rather than a chartered bank. APRA is a private institution. Most borrowers – real estate investors included – think of private lenders as a last-resort option if they can't secure financing anywhere else. But private funds have gained traction as a financing option due to mortgage rules set by the federal government and the continued caution being exercised by institutional lenders. Private mortgages are short- term, interest-only loans, ranging in length from 1 to 3 years. Interest only loans do not require homeowners to pay the mortgage principal down, and instead only require interest payments each month.


Private mortgages can help when institutional lenders like banks are unable or unwilling to lend money. They offer an alternative source of financing to the unsuccessful borrower and a high yielding investment opportunity for the investor. Traditional lending institutions tend to have structured lending guidelines. We are offer mortgages at rates that many other mortgage brokers simply can't commit to. We're able to do this through our network of lending institutions and over 300 private lenders. Most importantly our private lenders choose to invest their funds in you, rather than other ventures.

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